Digital transformation is no longer optionalβit's survival
The reality? Banks that don't modernize will lose relevance within a decade.
Fixed-time, fixed-budget AI solutions for banking
We're not another consulting firm with endless PowerPoints. We deliver working solutions.
Smarter lending decisions, faster approvals - Alternative data integration for thin-file customers - Real-time credit decisioning models - Portfolio risk monitoring and early warning systems - Regulatory-compliant explainable AI (XAI) - Reduce default rates while expanding your market
Stop fraud before it happens - Real-time transaction monitoring with ML - Behavioral biometrics and anomaly detection - Account takeover prevention - Synthetic identity fraud detection - Reduce false positives by up to 70%
Know your customers better than they know themselves - Churn prediction and retention strategies - Next-best-action recommendations - Customer lifetime value optimization - Personalized product offerings - Cross-sell and upsell intelligence
Launch modern banking experiences in weeks, not years - Mobile-first banking applications - Account opening and onboarding automation - Payment processing and transfers - Card management systems - Personal financial management tools
Free your team to focus on high-value work - KYC/AML automation and screening - Document processing and data extraction - Customer service chatbots with NLP - Loan origination automation - Back-office process optimization
Turn data into actionable intelligence - Real-time dashboards and KPI monitoring - Regulatory reporting automation - Customer behavior analytics - Revenue and profitability analysis - Market intelligence and benchmarking
From challenge identification to solution roadmap - Current state assessment and gap analysis - Digital transformation strategy development - Technology roadmap and prioritization - Vendor evaluation and selection support - Business case development with ROI projections - Change management and adoption planning
Fixed 4-week sprint delivery for working products - Digital banking applications (web and mobile) - Customer portals and self-service platforms - API integrations with core banking systems - Compliance and reporting dashboards - Cloud deployment with bank-grade security - Complete documentation and knowledge transfer
Custom AI in 4-week sprint cycles - Credit scoring and risk models - Fraud detection and prevention systems - Customer churn and retention models - Process automation with intelligent document processing - Chatbots and virtual assistants - Predictive analytics for revenue optimization
Challenge: - Legacy core system limiting innovation - Losing customers to digital-first competitors - High operational costs from manual processes - Fraud losses increasing year over year
di-factory Solution:
Phase 1 - Consulting (4 weeks) - Digital maturity assessment - Opportunity prioritization matrix - Technology roadmap development
Phase 2 - MVP Development (4 weeks) - Mobile banking app with modern UX - Account opening automation - Customer self-service portal
Phase 3 - AI Enhancement (4 weeks) - Fraud detection model deployment - Customer churn prediction - Intelligent chatbot for support
Expected Results: - 50% reduction in account opening time - 40% decrease in call center volume - 60% improvement in fraud detection - 25% increase in customer satisfaction
Start small, prove value fast - Single use case implementation (4 weeks) - Defined success metrics and ROI measurement - Foundation for broader partnership - Ideal for: First engagement, risk mitigation
Continuous delivery of value - Rolling 4-week sprints - Prioritized backlog of solutions - Regular demos and feedback cycles - Ideal for: Ongoing digital transformation
Comprehensive digital transformation support - Dedicated team and resources - Full access to all three service lines - Strategic advisory and roadmap planning - Ideal for: Enterprise-wide transformation
4-week sprints Β· GO/NO-GO memo your board can sign - Digital maturity assessment across retail, commercial, treasury - Fintech competitive teardown β who's eating your lunch, and where - Fraud/AML program benchmark vs. industry leaders - Data readiness diagnostic for AI/ML deployment - Regulatory alignment map (CNBV / OCC / Basel)
4-week sprints Β· production-ready, your team owns the code - Self-service digital-banking portal - Loan origination workflow - KYC/AML onboarding flow - Branch-officer productivity console - Agent/broker channel workflow
2β4 weeks per model Β· your data, your infra, your team learns alongside - Credit scoring with alternative data - Real-time transaction fraud detection - Customer churn prediction - Next-best-action for cross-sell - AML anomaly detection - Coordinated model suite (6β8 weeks Β· 2β3 models with shared eval harness)
Every engagement is fixed timeline, fixed scope. Code + models + docs delivered to your team. Investment sized to your data + integration reality β shared on the first call.
With di-factory, you can: - Launch AI-powered solutions in weeks, not years - Compete with fintech speed at enterprise scale - Transform customer experience without massive IT projects - Reduce costs while improving service quality
The banks that act now will define the next decade of financial services.
Ready to accelerate your digital transformation?
Website: di-factory.biz Email: contact@di-factory.biz Phone: +52 55 1357 0947 LinkedIn: linkedin.com/company/difactory
Fixed time. Fixed budget. Real results.